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Additionally, clients for this kind of strategy could have extreme legal or criminal backgrounds. It is essential to keep in mind that different service providers offer a variety of concern ages on their assured problem policies as reduced as age 40 or as high as age 80 - how to pay for a funeral with life insurance. Some will also supply greater stated value, approximately $40,000, and others will certainly enable better survivor benefit problems by enhancing the rates of interest with the return of premium or minimizing the variety of years till a full survivor benefit is available