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Furthermore, customers for this type of plan can have severe lawful or criminal backgrounds. It is necessary to note that various carriers supply a range of issue ages on their assured concern plans as low as age 40 or as high as age 80 - final expense insurance coverage. Some will certainly additionally use higher face worths, as much as $40,000, and others will certainly enable much better survivor benefit problems by boosting the rate of interest with the return of premium or decreasing the number of years up until a full survivor benefit is offered